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Premium Lifestyle Card

Unlimited Domestic Lounge Access
with BOBCARD ETERNA

Experience a premium lifestyle and travel privileges with unlimited domestic lounge access. Lifetime Free Offer till 31st March, 2026.

Unlimited
Complimentary Domestic Airport Lounge Access^^
5X Rewards
Earn 15 reward points per ₹100 spend*
₹48k Worth
Yearly FITPASS Pro Membership^
Low Forex
2% forex-mark up on international spends.
Start your journey

*T&C Apply. | *Limited Period Offer | Offer only for New to BOBCARD Applicants

Premium Benefits

Your Privileges at
Your Fingertips

Unlock exclusive privileges that elevate every journey, every meal, and every moment.

Buy 1 Get 1

Get offer on movie tickets with District with upto ₹250 per month

Upto ₹81000*

Unlock smart annual savings valued upto ₹81000*

Rewards

Earn 10,000 bonus reward points on spending ₹50,000 in first 60 days

Fee Waiver

All applications received by 31st March 2026, qualify for a Lifetime Free Offer with full fee waived off**

Travel Rewards

Travel Rewards

Earn 5X Rewards (15 RP per ₹100) on travel and international spends*.

Low 2% forex markup. Unlimited complimentary domestic airport lounge access^^.
Dining Privileges

Dining Privileges

Earn 5X Rewards (15 RP per ₹100) when you spend on dining*.

Enjoy premium dining experiences with exclusive partner discounts and offers.
Wellness Benefits

Wellness Benefits

Complimentary 12-month FITPASS Pro membership worth ₹48,000.

Get the FITPASS Pro membership as your welcome gift. Universal access to 2,500+ gyms & fitness studios.
Movie Magic

Movie Magic

Buy One Get One movie tickets every month with District.

Save upto ₹250/ month on movie tickets. Valid once per user per month, on all days in a week

Exclusive Benefits That Match Your Lifestyle.

  • 1% fuel surcharge waiver** on transaction between ₹400 and ₹5000 (Max. ₹250 per statement cycle)
  • Up to ₹81,000 worth of exclusive lifestyle benefits
  • 3 Reward Points for every ₹100 spent on other categories
  • All applications received by 31st March 2026, qualify for a Lifetime Free Offer with full fee waived off**
Exclusive Access

Protected at Every Step

Experience a new level of exclusivity with benefits that redefine premium lifestyle

Smart EMI Option

Convert purchases into smart EMIs

Contactless Payments

Your card is enabled with contactless technology

Zero Card Liability

Report loss of card for zero liability

In-built Insurance

Get accidental death cover

Unlimited Domestic Lounge Access

Unlimited Domestic Lounge Access

Complimentary access to domestic airport lounges across India.

  • Available across major Indian airports
  • Subject to ₹40,000 quarterly spend threshold
  • Valid on card swipe at lounge entry

Travel Like a Premium Member

Unlimited domestic lounges + low 2% forex markup

Movies, Dining & More

Movies, Dining & More

Enjoy premium lifestyle benefits that make everyday moments special.

  • BOGO movie tickets monthly via District (up to ₹250)
  • 5X Rewards on dining (15 RP per ₹100) spend
  • 5X Rewards (15 RP per ₹100) on travel & international spends

Dine Like a Premium Member

5X Rewards on dining + BOGO movie tickets monthly

Your Fitness, On Us

Your Fitness, On Us

Stay fit with complimentary wellness benefits included with your card.

  • 12-month FITPASS Pro membership (₹48,000 value)
  • Access to 2,500+ gyms & fitness studios

Wellness On Us

12-month FITPASS Pro membership worth ₹48,000

Earn More on Every Spend

Earn More on Every Spend

Accelerated rewards on the categories that matter most to you.

  • Earn 10,000 bonus reward points on spending ₹50,000 within the first 60 days
  • 20,000 bonus reward points on spending ₹5,00,000 in a year.
  • All applications received by 31st March 2026, qualify for a Lifetime Free Offer with full fee waived off**

More Rewards. More Privileges.

Accelerated rewards* and lifestyle benefits

Rewards Calculator

See Your Earning Power

Adjust your monthly spending to estimate your annual rewards with ETERNA

Travel

5X (15 RP/₹100)

20,000

Per Month

Dining

5X (15 RP/₹100)

15,000

Per Month

Online Shopping

5X (15 RP/₹100)

25,000

Per Month

All Other Spends*

1X (3 RP/₹100)

10,000

Per Month

Your Monthly Rewards

6,100

Reward Points

Cash Value

1,525

Annual Savings

18,300

Elite Status Unlocked!

You're earning like a pro.

*Calculations are indicative. Actual rewards depend on spending patterns and category caps. 5X rewards are capped at 5,000 RP for the mentioned categories per statement cycle.

Hassle-free Process

Your ETERNA Card in 3 Steps

Get your BOBCARD Eterna in just 3 simple steps

Step 1

Fill Application

Complete the online form in under 5 minutes

Step 2

Verify & Approve

Give e-consent and complete Video KYC

Step 3

Instant Digital Card

Digital card available for online transaction while the physical card will be dispatched in 3-7 working days.

✨ Get approved before your groceries arrive.

Check Your Eligibility

Understand the key requirements before you apply for BOBCARD Eterna

Salaried Individuals

  • Minimum net annual income: ₹12,00,000
  • Age: 25-60 years
  • Indian resident with valid ID proof
  • Documents: Pan Card, Aadhar, Last 3-month bank statement reflecting business transactions for last 3 months.

Self-Employed Individuals

  • Minimum net annual income: ₹12,00,000
  • Age: 25-60 years
  • Documents: Pan Card, Aadhar, Last 3-month bank statement reflecting business transactions for last 3 months.

Get in touch with us

Fill in your details and our team will reach out to assist with your application.

By submitting, you agree to our Privacy Policy and consent to be contacted regarding your application.

Customer Stories

Trusted by Thousands of Hustlers

Join thousands of satisfied cardholders who've elevated their lifestyle

The BOBCARD Eterna transformed how I travel. Free lounge access and 5X rewards make every trip special!

Aakash Sangal

Aakash Sangal

Chief Project Manager

Best credit card I've ever had. The rewards are incredible and the benefits are a game-changer.

Swati Rai

Swati Rai

Data Analyst

As a business owner, the premium benefits and easy application process save me time and money. Absolutely worth it!

Prabh Karan Singh Jolly

Prabh Karan Singh Jolly

Performance Marketing Lead

The smart spending rewards on every purchase make this card perfect for maximizing value.

Ankana Bagchi

Ankana Bagchi

Brand Marketing

Reward Points

3 reward points for every ₹100 spent on other categories*

Inbuilt Insurance

Free personal accidental death cover

Contactless payments

Your card is enabled with contactless technology.

₹0.25 Value

Redeem reward points for cashback

Final CTA Mobile Banner
Premium Lifestyle Card

Unlimited LoungesZero Annual Fee. Limited Time.

Apply for BOBCARD ETERNA before 31st March 2026 and get Lifetime Free Offer. No joining fee. No annual fee.

Unlimited
Domestic lounge access
Zero*
Annual Fees
Zero*
Joining Fees
5X Rewards
15 reward points per ₹100 spend*

*T&C Apply.
Issuance of credit card is at the sole discretion of BOBCARD LIMITED

*T&C Apply
Got Questions?

Frequently Asked Questions

Everything you need to know about BOBCARD Eterna Credit Card

You need to be an Indian resident aged 25-60 (salaried) or (self-employed) with a minimum net annual income of ₹12 Lakhs. Valid Pan Card, Aadhar, Last 3-month Bank statement of your primary account required where salary has been credited in both employment type.
BOBCARD

Elevate your lifestyle with exclusive rewards, premium privileges, and aspirational experiences.

© 2026 BOBCARD LIMITED (Formerly known as BOB Financial Solutions Limited). All rights reserved.(CIN:U65990MH1994GOI081616).

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